Get Dental Care Now Pay Later With Zip’s Flexible Options
Transform your smile now and manage payments later with Zip’s flexible plans. Experience stress-free dental care with easy, interest-free repayments.
Discover How Zip Makes Dental Payments Simple and Flexible
Zip is a flexible payment option that allows you to manage dental expenses with interest-free offers and manageable repayments. It spreads the treatment costs, making dental care more accessible without upfront financial strain. Tweed Family Dental proudly accepts Zip as a payment option, giving you greater control over your healthcare costs. Apply easily and enjoy stress-free payments for all treatments.
Take the First Step Towards a Healthier Smile; Contact Us
Who Can Use Zip? Find Out If You’re Eligible Here.
Zip provides flexible payment options for everyday expenses and larger purchases, but eligibility requirements apply. Meeting these criteria helps you access Zip’s services and enjoy its convenient repayment features. Here’s what you need to qualify:
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You must be at least 18 years old to apply for Zip.
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You need to be an Australian citizen or long-term resident.
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A valid Australian driver's licence or passport is required for identity verification.
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You must have a good credit history with no major defaults.
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A verified online banking account or PayPal account in your name is necessary.
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You need a verifiable email address and mobile phone number.
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You must have a stable income or be employed in some capacity.
Flexible and Affordable Payment Options for Stress-Free Dental Care
We offer a flexible, budget-friendly payment structure to make quality dental care accessible. Our dental clinic partners with major health funds to support your needs.
Child Dental Benefits Schedule
Eligible children can receive up to $1,052 over two years for essential dental treatments, which promote healthy smiles and oral health.
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Dental Services for DVA Card Holders
DVA cardholders can access comprehensive dental services that provide high-quality care, ongoing support, and better outcomes for their oral health needs.
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Bupa Members First Preferred Provider
As a preferred provider, eligible Bupa members enjoy enhanced benefits, reduced treatment expenses, and access to reliable dental care for eligible members.
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Nib First Choice Preferred Provider
Nib First Choice members gain access to exceptional dental care, reduced treatment costs, and exclusive benefits for a seamless and stress-free experience.
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CBHS Choice Network Preferred Provider
The CBHS Choice Network offers members access to high-quality dental services, lower treatment costs, and additional benefits designed for member convenience.
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MediPay
MediPay offers quick, flexible loans, allowing patients to conveniently manage their dental costs and access quality dental care whenever needed.
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Zip
Zip allows patients to break dental costs into manageable instalments, making essential treatments accessible, affordable, and budget-friendly without financial stress.
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Afterpay
Afterpay allows patients to split dental treatment costs into four interest-free payments, providing flexibility, convenience, and accessible options for essential care.
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smile.com.au
Save on dental treatment in Tweed Heads with smile.com.au membership—no waiting periods, no caps, and no exclusions, just hassle-free savings on dental care.
Learn More
We Accept All Health Funds at Tweed Family Dental
Tweed Family Dental accepts all health funds and is a preferred provider for CBHS Health Fund, Bupa, and nib, giving you more flexibility when paying for treatments. With HICAPS available, you can claim your benefits instantly, reducing upfront costs.
Frequently Asked Questions
Find answers to common questions about using Zip for dental payments, including fees, repayment options, and how to get started.
Is there a minimum or maximum amount I can spend using Zip?
Yes, Zip has both minimum and maximum spending limits based on the type of account you choose. The available options include:
- Zip Pay ($350 – $1,000 credit limit):
This option offers a smaller credit limit, ideal for routine check-ups, cleanings, and minor dental treatments.
- Zip Money ($1,000 – $5,000 credit limit):
This plan provides a higher credit limit suited for more extensive treatments like crowns, implants, and smile makeovers.
- Zip Plus ($2,000 – $8,000 credit limit):
Zip Plus offers the most credit, making it suitable for advanced dental procedures and full treatment plans. Once approved for Zip Plus, Zip Pay will no longer be available.
These flexible credit options allow you to manage dental expenses comfortably while accessing the care you need. Zip makes it easier to spread out costs, helping you prioritise your oral health without financial stress.
What is the difference between Zip Pay, Zip Plus, and Zip Money?
Zip Pay, Zip Plus, and Zip Money each offer unique features tailored to different financial needs and repayment preferences. Here’s how they differ:
- Zip Pay:
Zip Pay is designed for smaller, everyday purchases and minor expenses, making it suitable for routine spending.
It is always interest-free, with repayments starting from $10 per week, allowing for flexible budgeting.
- Zip Plus:
Interest is waived if the balance is reduced to $1,500 or lower by the end of the month.
If the balance exceeds $1,500, a low interest rate of 12.95% p.a. applies to the remaining amount.
There are no international transaction fees, making it suitable for both local and overseas spending.
- Zip Money:
It offers an interest-free period of three months, with some retailers providing up to five years of interest-free.
A one-off establishment fee may apply depending on the credit limit you choose.
These payment options help manage both smaller and larger expenses while supporting financial flexibility. Zip provides multiple choices, so you can select a plan that fits your budget and treatment needs.
How do I use Zip to pay for dental treatments at Tweed Family Dental?
To pay for dental treatments with Zip at Tweed Family Dental, link your approved Zip account during your visit. Apply online and receive fast approval, then access your digital Visa card through the Zip app. Inform the clinic you’re using Zip, and the team will assist you in completing the payment.
How do I apply for Zip Pay or Zip Money?
Applying for Zip Pay or Zip Money is simple and can be completed online in just a few minutes. Follow these steps to get started:
- Complete the online application:
Visit Zip’s website and fill out the online form with your personal and financial details.
- Submit your application:
Once completed, submit your application for review and wait for approval, which is often granted within minutes.
- Activate your account:
After approval, activate your account by accepting the terms and conditions provided by Zip.
- Link a payment method:
Connect a valid payment method, such as a debit or credit card, to your Zip account.
- Start using Zip:
Once activated, you can access your digital Visa card and begin using Zip for your dental treatments.
This simple process helps you access flexible payment options quickly while keeping the steps clear and manageable. Zip makes it easier to cover dental care costs without unnecessary delays or complications.
Can I use Zip Pay or Zip Money for all dental treatments?
Yes, Zip Pay and Zip Money cover all dental treatments offered at Tweed Family Dental. The treatment cost must stay within your approved credit limit for full cover. If the cost exceeds your limit, you will need to pay the remaining balance separately.
Are there any fees or interest charges when using Zip?
Yes, you may have to pay fees and interest charges depending on your account activity and repayment behaviour. Here are the possible fees:
- Zip Pay fees:
- Monthly account fee:
A $9.95 monthly fee applies for account limits of $350 or higher if the full balance isn’t paid by the due date.
- Late fee:
A $5 late fee is charged if the minimum repayment is missed, applied 21 days after your due date.
- Monthly account fee:
- Zip Money fees:
- Monthly account fee:
A $9.95 monthly fee applies if any balance remains unpaid by the last day of the month.
- One-off establishment fee:
A setup fee between $0 and $99 may apply based on your approved credit limit.
- Instalment fee:
A 1.1% fee applies if you choose to extend your interest-free period per extension month on eligible instalment plans.
- Late fee:
A $15 late fee is charged if the minimum repayment is missed, applied 21 days after your due date.
- BPAY fee:
A $2.50 processing fee applies when using BPAY for bill payments.
- Interest charges:
After the interest-free period, a 25.9% p.a. interest rate applies to any remaining balance.
- Monthly account fee:
Understanding these fees helps you manage your repayments while avoiding added costs. Zip provides flexible options, and staying on track with payments keeps your account in good standing.
