Payment Options Designed to Make Your Dental Care Stress-Free
Financial worries shouldn’t stand between you and a healthy smile. Tweed Family Dental offers payment options that make quality care easier and more affordable.
Making Dental Payments Easy with Options Tailored to You
Dental care costs often create real financial strain, especially when unexpected treatments arise without flexible payment options. Many people delay care when upfront costs feel unmanageable, leading to worsening dental issues and higher expenses later. Tweed Family Dental offers interest-free payment plans and health fund support. With options that fit different budgets, getting essential care becomes more straightforward and affordable.
Explore Our Convenient and Flexible Payment Options for Dental Care
We offer flexible payment options, making it easier to manage dental care costs with interest-free plans and health fund claims.
Bupa
Access capped treatment fees, gap-free check-ups, and more at a Bupa Members First preferred provider.
NIB
Get quality dental care at lower agreed rates with a nib First Choice Network provider.
CBHS
As a CBHS Choice Network provider, we offer reduced fees and greater value for members.
Humm
Enjoy interest-free payment plans with fortnightly or monthly repayments for amounts up to $30,000.
Smile.com.au
Experience lower dental costs with a membership designed for accessible and budget-friendly treatment.
MediPay
With MediPay, patients receive care with no hidden fees, fast approval, and secure direct payments.
ZIP
Split the costs into manageable instalments with Zip, featuring interest-free periods and flexible repayment schedules.
Afterpay
Pay for dental care in four equal instalments with Afterpay, interest-free when paid on time.
Child Dental Benefits Schedule
The Child Dental Benefits Schedule (CDBS) covers basic dental services for eligible children through Medicare.
DVA Card Holders
Eligible veterans and their dependents with DVA cards receive fully covered costs for approved treatments.
MPDSS
The MPDSS provides eligible patients with subsidised costs for approved treatments through public dental services.
We Accept All Health Funds at Tweed Family Dental
Tweed Family Dental accepts all health funds and is a preferred provider for CBHS Health Fund, Bupa, and nib, giving you more flexibility when paying for treatments. With HICAPS available, you can claim your benefits instantly, reducing upfront costs.
Frequently Asked Questions
Find answers to questions about dental care, payment options, and health fund benefits to help you make the right decisions.
Do you offer interest-free payment plans for dental treatments?
Yes, Tweed Family Dental offers interest-free payment plans for dental treatments to help make quality care accessible to everyone. The clinic accepts the following payment options that provide interest-free plans for patients:
- Humm:
This payment plan allows interest-free payments for amounts up to $30,000. However, additional charges, including monthly fees, establishment fees, and late payment fees, may still apply.
- Afterpay:
This option offers interest-free payments when the total is paid in four equal instalments on time. Interest charges apply for plans extending beyond four instalments.
- Zip:
This platform provides two interest-free options for patients seeking flexible payments. Zip Pay offers up to $1,000 in interest-free credit for smaller treatments. Zip Money provides an interest-free period of up to three months or up to 36 months with select partners for larger treatment plans.
These flexible payment options make quality dental care more accessible without the stress of immediate upfront costs. Choosing a plan that suits your treatment needs and repayment preferences can help you maintain your oral health with confidence.
Am I eligible to apply for a dental payment plan?
Your eligibility for a dental payment plan depends on the payment provider you choose, as each sets different requirements, not the clinic. However, most payment options and health funds share common eligibility criteria that you may need to meet. Here’s an overview:
- Age requirement:
You must be at least 18 years old to apply, which means you must be able to legally enter into any financial agreement.
- Proof of identity:
You must provide a valid identification document, such as a driver’s licence or passport, to verify your identity.
- Australian residency:
Applicants must be Australian citizens or long-term residents with a verifiable address.
- Credit check:
Some providers may assess your credit history to determine financial reliability before approving the plan.
- Steady income:
A regular source of income is often required to confirm you can manage repayments without financial strain.
- Bank account:
A valid Australian bank account or credit card is necessary for setting up automated repayments.
- Health fund membership (if applicable):
If using a health fund, you need an active membership and must meet your policy’s cover terms.
These criteria determine whether you can manage payments responsibly while receiving the dental care you need. Carefully reviewing the terms of each payment option can help you choose a plan that suits your situation.
How do dental payment plans work, and what are the repayment terms?
Dental payment plans let you spread the cost of treatment over time, making care more manageable by breaking it into smaller repayments. Tweed Family Dental offers the following payment plans to help you manage your dental expenses:
- Afterpay:
Payments are divided into four equal fortnightly instalments, which are interest-free if paid on time. Late fees apply for any missed payments.
- Zip:
Zip Money requires a purchase of $300 or more through a Zip partner and automatically splits repayments into equal monthly instalments within the interest-free period. Meanwhile, Zip Pay allows you to choose weekly, fortnightly, or monthly repayments with the flexibility to pay off early without penalties.
- Humm:
Repayments are spread over fortnightly or monthly instalments for up to 72 months. Additional fees may apply, including establishment and monthly fees.
- MediPay:
You can choose to make repayments fortnightly or monthly through direct debit, with plans available for up to 48 months.
These flexible payment options help you access dental care without paying the full cost upfront. Understanding how each plan works can help you make the right decision based on your budget and treatment needs.
Can I use my private health fund to cover dental costs?
Yes, you can use a private health fund to pay for dental services at Tweed Family Dental. We accept all health funds and provide convenient on-the-spot claims through HICAPS to reduce out-of-pocket expenses. Tweed Family Dental is also a preferred provider for CBHS Health Fund, Bupa, and nib, offering added value for members. Being a preferred provider means eligible patients may receive lower treatment costs and greater claim benefits, depending on their health fund policy.
Do you have HICAPS for on-the-spot health fund claims?
Yes, Tweed Family Dental has HICAPS for on-the-spot health fund claims, making it easier to process your benefits immediately after treatment. The HICAPS system allows the clinic to claim directly from your health fund, so you only need to pay any remaining balance. This convenient process reduces paperwork, giving you a smoother payment experience during your dental visit.
How can I check if my child is eligible for the Child Dental Benefits Schedule (CDBS)?
You can check if your child is eligible for the Child Dental Benefits Schedule (CDBS) based on government criteria. Eligibility depends on meeting all of the following requirements:
they must be eligible for Medicare
they must be between 0 and 17 years old for at least one day that calendar year
you or they must receive an eligible government payment at least once that calendar year
CDBS provides up to $1,132 in benefits over two calendar years for basic dental services like check-ups, X-rays, and fillings. Checking your child’s eligibility helps you access essential dental care while reducing treatment costs for covered services.
